Buying ancillary costs for Baden -Würtemmberg (2025) – ftd.de

This is how our purchase costs calculator works for Baden-Würtemberg

You start with that Purchase price of the propertye.g. B. 500,000 €. Then answer a few clicks:

• Is a broker commissioned?

• Is there a financing through the bank?

• In which state is the property? → Baden-Württemberg pre-selected or selectable

• Optional: Would you like to enter special items such as expert costs or renovation costs?

As soon as you have entered the data, the computer automatically shows you the ancillary purchase costs in Baden-Württemberg:

• Real estate tax: 5.0 % of the purchase price

• Notary costs & land register: approx. 2.0 %

• Broker: Up to 3.57 % (only if brokers were specified)

• optional: Financing costs, appraisal costs or conversion flat rates

You see at a glance How high their total costs areand can plan directly how much equity you need. If you want, export the result or print it out – e.g. B. for your bank talk.

How high the ancillary buying costs in Baden-Würtemmberg?

If you buy a house or apartment in Baden-Württemberg, you don’t just pay the pure purchase price.

There are automatically further costs – so -called Ancillary purchase costs. These are usually between in Baden-Württemberg 10 and 15 percent of the purchase pricedepending on whether z. B. a broker is involved or whether it is a new building with extras.

The most important additional costs include:

• Real estate tax: 5.0 % in Baden-Württemberg

• Notary costs and land register entry: usually 1.5–2.0 %

• Broker: In many cases 3.57 %, depending on the region

• any additional costs Like an expert, financing costs or conversions

Example calculation: property for € 500,000 in Baden-Württemberg

If you buy a property at a price of € 500,000, the invoice looks very specific:

Many buyers underestimate, How much additional capital need you next to the actual purchase price.

The additional costs of over 50,000 € are in this example not automatically contained in the loan – many banks expect them to cost these costs Out of our own pocket pay. So you not only need a loan for the purchase price, but also around 10–15 % equity Only for the additional costs.

If you z. B. want to finance € 550,000 through a bank, many institutes check exactly whether they At least € 50,000–70,000 equity Bring it – otherwise it will be difficult or more expensive with financing.

FAQ: Buying ancillary costs for Baden-Würtemberg

What are the ancillary buying costs in Baden-Württemberg?

If you buy a property in Baden-Württemberg, you should expect around 10–15 % buying costs. The biggest item is the real estate transfer tax with 5 %. In addition, there are notary and land register costs (approx. 2 %) as well as- if a broker is involved- again up to 3.57 % commission. With a house for € 500,000, over € 50,000 can quickly come together.

How do I calculate the ancillary purchase costs?

It is best to calculate the ancillary purchase costs:

• Real estate transfer tax = purchase price × tax rate

• Notary + land register = approx. 1.5–2 % of the purchase price

• Brokerage Provision = purchase price × broker set (usually 3.57 %)
  Then just add up everything. Or you can use our ancillary purchase cost calculator – go faster and calculate directly for your state directly.

What are the ancillary purchase costs with a purchase price of € 300,000?

Here is an example for Baden-Württemberg:

You see: Even at € 300,000, this adds up properly.

What is the real estate transfer tax in Baden-Württemberg?

In Baden-Württemberg, the real estate transfer tax is 5 %. This is due on the pure purchase price of the property – without furniture, kitchen or garage. At € 500,000 you pay € 25,000 to the state.

About the author

Carlos Arad