Pay quickly: PayPal is popular with consumers. (Photo: Freepik)
San José – Krypto, Fastlane, Braintree – CEO Alex Chriss fights on many fronts, also with innovative ideas. But the markets expect more. And the consumer mood in the USA is bad, not a tailwind for payment services. Today PayPal publishes the numbers for the 1st quarter.
Light and shadow brought it Report on the 4th quarter of 2025. On the one hand, sales at $ 8.27 billion and the profit per share with $ 1.19 were somewhat better than analysts expected. The adjusted profit Of $ 1.21 billion, however, remained below expectations.
In February the share price immediately collapsed. The PayPal share has lost around 23.7 percent since the year 2024 brought relaxation at a low level. According to maximum stalls in 2021, over 300 euros, the paper currently lists at 65.21 euros. (As of 4 p.m. CEST)
Various value-added services-collecting lawsuits and phishing attacks
The business remains small, PayPal tries to score with various added value services. Including the one-click payment option Fastlane and the cashback initiative PayPal Everywhere on the PayPal debit card. One plus is the large partner network with Alphabet, Apple, Amazon and others.
PayPal does a lot under CEO Alex Chriss – but there are some risks. This includes the further strong competition, such as Apple Pay. Also various Collecting lawsuits are pending, with the group being able to report a comparison last week. There is also a massive increase in Phishing attacks.
Braked growth in Braintre – interest for stable Coin PayPal USD
Analysts are currently critical of the PayPal subsidiary Braintre, which, for example, manages payments for Uber and Airbnb. Price premiums have recently slowed down. “Investors are concerned about the expected loss of market shares,” says James Friedman von Susquehanna.
PayPal is massively investing to make its own currency popular, the StableCoin PayPal USDthat is coupled to the US dollar. PYUSD credit is now paying interest at 3.7 percent. In addition, PayPal has agreed with the Coinbase crypto base that the coin can be traded free of charge.
“We at PayPal are convinced that stable coins can redesign the future of trade as the basis for the next generation of payment”, emphasizes Alex ChrissPresident and CEO of PayPal.
Offer of blockchain currency expanded-monetization of Venmo
PayPal and the daughter Venmo also have 2 other crypto currencies for even more crypto presence integrated into their platforms, Solana and Chainlink. US users can buy, sell and transmit these tokens-there are now 7 crypto-assets to choose from in the USA.
The Venmo platform is popular with young Americans, it is limited to the US market. PayPal drives the Monetarization aheadfor example via the Venmo debit card and the online figure with Pay with Venmo. The PayPal subsidiary could positively influence the quarterly result.
Prospects for profit and sales
According to the average forecast of 31 analysts finanzen.net the PayPal profit per share will be around $ 1.16 in the 1st quarter of 2025. The profit per share in the previous quarter was around $ 1.11. In the 1st quarter of 2024 it was around $ 0.83.
When it comes to sales, the analysts expect an average of around $ 7.85 billion. That would be a plus compared to the previous year (around $ 7.74 billion) a minus compared to the 4th quarter of 2024 (around 8.33 billion). The PayPal business year ends on December 31.
Disclaimer:
All information without guarantee for completeness, correctness and topicality. The text does not represent a trade recommendation or investment advice.